DavidSmith

David Smith

December 29, 2017  |  By: NAHU
Self-funding  |  Compliance Corner  |  Wellness

David C. Smith is Vice President of Ebenconcepts Company, Inc., a Fayetteville, North Carolina based consulting and employee benefits agency with 37 offices and nine states. A native of Banner Elk, North Carolina, he is a graduate of the North Carolina School of Science and Mathematics, North Carolina’s statewide public residential high school for academically gifted students. David earned his Bachelor of Arts degree in Political Science from the University of North Carolina, Chapel Hill in 1991 and completed his law degree from North Carolina Central University School of Law’s competitive Evening Program in 1999 while working full-time. During David’s work in the early 1990’s as policy and research advisor to Lieutenant Governor Dennis A Wicker, he was responsible for drafting North Carolina’s major revisions to the Small Group Health Insurance Reform laws. He also served as policy director for the State Health Plan Purchasing Alliance Board, coordinating relations with numerous health insurers, agent associations and other major constituencies during the start-up of the Caroliance program, North Carolina’s experiment in health insurance purchasing cooperatives. He remains actively involved with the NC Department of Insurance on issues affecting small groups and agents within the state. From 1997 until 2002, David worked with Blue Cross and Blue Shield of North Carolina, the state’s major health insurer, in numerous capacities in the sales and marketing division. During his last three years, David coordinated relationships with producers throughout the state and developed one of the best-in-class agency performance management tools for the insurer. In addition, he was responsible for managing numerous major projects, including creation of a consolidated support unit for agents and transitioning 12,000 Conseco policyholders to BCBSNC. David practiced law on a full-time basis from 2002 until mid-2008, initially with his own law firm and later Herring Mills & Kratt PLLC in Raleigh, North Carolina. While practicing, he focused on employee benefits and insurance related matters as well as employment law defense work and civil litigation. His clients included a number of the largest health insurance agencies and employers from around the state. He has also authored articles in national magazines on the impact of the privacy rules on agents and employers throughout the United States. David is also a very active member of the National Association of Health Underwriters, serving in leadership positions at the local, state and national levels for the organization. David served as President of the North Carolina Association of Health Underwriters from 2008-09. He has served at the national level as Chair of its Bylaws Committee, on its Legislative Council and as a member of numerous other committees and working groups. He is also licensed as a continuing education provider in seven states and the District of Columbia. He is also a member of the Independent Insurance Agents of North Carolina and the North Carolina Association of Insurance and Financial Advisors. David was a Democratic candidate for North Carolina Insurance Commissioner in 2008, receiving 533,000 votes (44% of the votes cast) in a primary campaign that ran only nine weeks. David speaks throughout the country, mainly focusing on educating employers and agents, brokers and consultants on the impact of various state and federal laws on the purchase and regulation of employer-based health benefits. He consistently receives very high reviews of his speaking engagements, taking topics that are otherwise boring and difficult and making them fun and understandable. David has been recognized nationally for his speaking, winning the NAHU 2011 William G. Wetzel Excellence in Public Speaking Award.

David C. Smith, VP ofHealth & Welfare Benefits at Ebenconcepts Company can be contacted at (910) 401-9455 or via email at davidcurtissmith@gmail.com.

Topic Specialties:

  • Self Funding
  • Wellness
  • Self Funding ~ Advanced Concepts
  • Self Funding ~ The Basics and Third Party Admini
  • Compliance



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