Bill Spring is vice president of benefits group captives for Alternative Risk Underwriters (ARU). Bill oversees the day-to-day operations for stop-loss captives, including new shareholder development, shareholder retention, program structures, and excess reinsurance and vendor partnerships. Prior to ARU, Bill worked on the TPA side of the business with a focus on business development and stop-loss placement. Additionally, Bill helped develop other risk-sharing stop-loss programs. Bill enjoys working with clients so they better understand their risk and manage it in the most efficient and cost effective manner. Bill attended Butler University in Indianapolis, Indiana, where he earned a Bachelor of Arts Degree in finance. Bill spends most of his free time with his wife and two daughters traveling, at the pool or on the golf course.