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National Association of Health Underwriters - Protecting the Consumer's Future
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Agent & Broker Ethics - Selling to Seniors

Click here to view NAHU's latest statement regarding Medicare Ethics.

NAHU has thousands of members all across the country who specialize in the sale of “senior products,” and we are extremely concerned about ethical sales practices concerning all Medicare-related insurance products, including Medicare Advantage plans.

NAHU is well aware of recent publicity depicting “bad apples” in our industry who have been behaving in an unethical manner. However, it is important to note the vast majority of health insurance producers work very hard every day to find quality and appropriate health coverage at the best possible price for millions of employers, individuals and families.

NAHU early on has been at the forefront in reaching out to Congress, the Centers for Medicare and Medicaid Services and state policy makers to re-emphasize our commitment to member education and ethics, and to offer itself as a resource to help “weed out” any bad actors in this area, and to protect consumers and the integrity of Medicare.

NAHU has developed, in a partnership with America’s Health Insurance Plans (AHIP) and in consultation with CMS, a five-part Medicare product certification program that teaches the marketing rules and responsibilities under Medicare and prioritizes professional and ethical conduct. ; please click here to learn more about the educational opportunities NAHU provides in this important area.

Click here to view NAHUs recommendations for reforms in private insurance marketing and sales in Medicare.

Click here to view NAHU's written statement to the U.S. Senate Committee on Finance (February 7, 2008)

Click here to view NAHU member Peggy Olson's testimony before the U.S. House Energy & Commerce Committee (June 26, 2007)

Click here to view NAHU's written statement to the U.S. Senate Special Committee on Aging (May 15, 2007)

Click here to view NAHU's Code of Ethics